Would you like some online shopping security tips to keep your purchase secure?
Gone are the times when you had to physically go to the shop to buy every little thing, now we can simply go online, find what we want, compare prices and buy. It couldn’t be easier! It can also be a convenient and fun activity, provided you take a few precautions to ensure that your information and money stay safe online.
You simply need some common sense and practical advice.
Take the time to review these tips on what to do when making a purchase in order to shop online safely and with confidence.
Use Familiar Websites
Start at a trusted site rather than shopping with a search engine. Take the time to study the site and check for things such as a security seal and to check and see if the site uses encryption — look for a lock symbol on the page and check to make sure that the web address starts with “https://”, rather than “http://” which indicates that encryption is being used.
Other Red Flags:
• Stolen photos
• Stock photos
• Low quality or low resolution photos
• Poor grammar
Go for Credit Cards instead of Debit Cards
When making purchases online, if possible pay with a credit card instead of debit card. Credit cards have built-in protection programs, and if the site turns out to be fraudulent, your credit card company will usually reimburse you for the purchase; and in the case of credit card fraud, the law should protect you. It’s recommended that you use a separate card, only for online transactions, put money on it every time you want to buy something. With debit cards, it can be more difficult to get your money back and you don’t want the worry of your account being drained while you’re sorting things out with your bank.
Don’t wait for your bill to come at the end of the month. Go online regularly and look at electronic statements for your credit card, debit card, and checking accounts. Make sure you don’t see any fraudulent charges, even originating from sites such as PayPal. If you do see something wrong or unusual, pick up the phone to address the matter immediately with your bank or credit card supplier. You can also ask your bank to activate all available security measures for extra protection.
Don’t Use Public Computers
Computers save or “cache” information while browsing and using the internet and if you use a public computer, information such as your browsing history and even your login information may be accessible to anyone who may use the computer after you. If you do, just remember to log out every time you use a public computer, even if you were just checking your email. If you leave the computer without logging out of any sites you have visited and logged into, others might be able to access your accounts. If at all possible, do all of your online shopping from your secure home computer.
Use Strong Passwords
When banking and shopping online be sure that all your accounts are protected with uncrackable passwords. If you fear one of your online accounts or service providers have been hacked, change the password used for that account immediately. If you use similar passwords for all your accounts it is probably best to change all of these also.
Keep Your PC Secure
ALWAYS keep your PCs Anti-Virus software up to date, and do not ignore the requests for updates. It is important to install good antivirus software, from a reliable security company. It should include real-time scanning, automatic update of virus database and firewall. Here in Bridge PC Repair we recommend using ESET, from experience we have found this to be one of the best on the market.
Always trust your gut.
Be suspicious with those exclusive offers that seem too good to be true, because they probably are. If something doesn’t seem right, it’s safer to go with your instincts and leave that website altogether.
All these measures also apply to all other devices that you may use for online shopping such as smartphones or tablets, keep them secured and clean and also install any requested updates and new software versions. If you share your computer with anyone else, make sure that they are also taking the same security measures as you are.
ABOUT THE AUTHOR
Sandra looks after all the accountants at Bridge PC Repair. She’s the one who makes sure you pay your bill and we stay in business.
Contact Sandra: Email: firstname.lastname@example.org Tele: 051 560767